Kristal Morales
           15061 W. Larkspur Dr.,  Surprise, AZ 85379      Cell (505) 870-9325  
[Send email using form at bottom]


Career Objectives

To obtain a position where my experience and education will become an asset.  


Experience

January, 2005-Current
Dowling Enterprises, Inc.(Dowling Restaurants), Gallup, NM
Full Charge Bookkeeper/Accountant and Office Manager 
•	    Prepares bank and other reconciliations 
•	Assists in developing and documenting key processes, procedures, and/or
protocol
•	   Performs monthly audits of Petty Cash Funds
•	   Process A/P check runs
•	   Monitor for NM Gross Receipts and issue tax exempt certificates/reports
•	   Monitor data to ensure preparation and reconciliation of accurate W-2’s at
year end
•	   Responsible for data reporting and extraction as needed
•	   Prepare Bi-Monthly payroll
•	   Prepare Quarterly payroll tax reports
•	   Prepare and distribute specialized invoices
•	Establish and maintain  record keeping system
•	   Knowledge of Quickbooks Enterprise Software with multiple business
accounts
•	   Performs general managerial duties
•	Performs general bookkeeping duties, including income statement, balance
sheet, and cash flow
                  projections
•	Performs daily, weekly, and monthly data processing


December, 2002- January, 2005		
RMCHCS-Finance Administration, Gallup, NM
Administrative Assistant to CFO
•	Knowledge of GAAP
•	Assist CFO in negotiating/renegotiating rates with various agencies/entities
for healthcare services
                 using cash yields and denial logs to prepare
•	Maintain payer log with rate and key performance
•	Maintain contract database and files
•	Maintain and update annual budget calendar
•	Compilation of capital budget requests
•	Provide training and instruction in our benchmarking, costing, and
productivity  processes
•	Compile and review salary budget information
•	Backup for preparation of payroll reports and check runs  
•	Prepare bank reconciliations 
•	Account Analysis
•	Key invoices in the A/P System
•	Backup for A/P check runs
•	Monitor for NM Gross Receipts and issue tax exempt certificates/reports
•	Monitor data to ensure preparation and reconciliation of accurate 1099’s at
year end
•	Perform monthly reconciliation of Accounts Payable to General Ledger
•	Perform monthly audits of Petty Cash Funds

Kristal Morales	  									        Page 2


•	Prepare and distribute specialized invoices
•	Compile, prepare and distribute monthly departmental reports
•	Responsible for data reporting and extraction as needed
•	Assist in developing and documenting key processes, procedures, and/or
protocol
•	Prepare and distribute reports for monthly Board Meetings


 
October, 2001-December, 2002
Western Bank, Gallup, NM
Consumer Loan Specialist and Personal Banker 
•	Responsible for processing Consumer loans 
•	Assisted in Mortgage and Corporate lending processes
•	Reconciled bank checking accounts monthly
•	Created and maintained (bank and personal)  monthly goal spreadsheets and
reports
•	Maintained all dealer accounts 
•	Back-up Personal Banker
•	Sales and Marketing of bank products


May, 2001-September, 2001		
Demetri’s Country Cupboard, Sun City, AZ
Bookkeeper/Co-Owner
•	Performed general managerial duties
•	Performed general bookkeeping duties, including income statement, balance
sheet, and cash flow
                  projections
•	Performed daily, weekly, and monthly data processing
•	Established and maintained record keeping system
•	Prepared bi-weekly payroll



Education

January, 1998-May, 1999	 	New Mexico State University
 					Las Cruces, NM 
					Occupational Business

January, 1995-December, 1997  	Dona Ana Community College
					Las Cruces, NM
					Retail Marketing 


Awards/Honors

	Crimson Scholar-3.8 GPA
	Alpha Omega Tau Chapter of Phi Theta Kappa International Honor Society
	Dean’s List: 1997-1999




References available upon request