Patricia Williams
9101 Topanga Blvd. #104
Chatsworth, California 91311
 [Send email to request phone number] 30-7602 (Home)
 [Send email to request phone number] 41-6111 (Cell)
patricia@valleycreditexpress.com	

Results oriented professional with 25 plus years of progressively more
responsible positions. Experience in Management, as well as planning new ventures
in this area.

For: Valley Credit Express, LLC./Chatsworth, California
From: July 2008 to Present
CUSTOMER SERVICE MANAGER
Responsible for all aspects of Customer Service.  Dealing with customer orders,
complaints follow up with Credit Bureaus for credit reports.  Monthly
reconciliation of all accounts also collection calls for payments.

For: DIRECT MONEY SOURCE/Los Angeles, California
From: February 2008 to June 2008
VICE-PRESIDENT/BRANCH MANAGER
Responsible for managing branch and Retail Loan Officers in Valencia. Oversee
quality of loans submitted to our Investors. Direct contact with consumers by
phone and in office. Seminars for Loan Officers providing training and guideline
review. Responsible for quotas and retain new and old customers.

For: THE MORTGAGE STORE, INC./Los Angeles, California
From: January 2005 to December 2008
ACCOUNT EXECUTIVE WHOLESALE
Responsible for establishing new broker relationships with wholesale brokers
accounts. Presentations and education seminars in broker offices along with
training loan officers and realtors on the benefits working with the Mortgage
Store, Inc.

For: MERITAGE MORTGAGE/Orange County, California
From: June 2004 to November 2005
ACCOUNT EXECUTIVE WHOLESALE
Responsible for development of new brokers also providing customer service and
training to existing brokers. Helping brokers develop consumer awareness seminars
to help promote brokers and Meritage Mortgage (sub-prime) extensive guidelines.

For: Destiny Financial, Inc./Valencia, California
From: May 2001 to March 2004
PRESIDENT/OWNER
Responsible for underwriting and delivering compliance ready packages to be sent
to our Investors, which included (A) paper and sub-prime. Marketing to consumers
and Realtors. Expanding borrower knowledge by conducting consumer awareness
forums. Responsible all secondary marketing and processing loans. Marketing for
consumer, commercial and housing track business. 

For: Women's Real Estate Network/Newhall, California
From: December 1999 to May 2001
EXECUTIVE VICE-PRESIDENT/CO-OWNER
Responsible for Mortgage and Real Estate Division. Hiring Real Estate Agents,
working closely with operations staff. Review and underwriting of all loans prior
to submission to our Investors. Worked closely with the Real Estate and Broker
Community. Managed Operations/Sales/Administration, staff of (25).