Jose M. de la Torre III
100 Via de Casas Norte
Boynton Beach, FL 33426
Home:  [Send email to request phone number] 00-4766
email: [Send email using form at bottom]
[Send email using form at bottom]

Vice President / Bank Manager / Business Development Professional
        18 Years Banking / Finance / Business Development 

Professional Employment

Bank United, Lake Worth
(2007-2008)
 
VP, Bank Manager III/Business Development Officer (2007-2008)    

Managed the day to day operations of the Lake Worth Financial Center, as well
as, the coaching and development of associates. Grew deposits to over 107 million
and closed over 2 million in consumer loans and 1.5 million in commercial loans
in 2007. Maintained the profitability of Lake Worth when other offices’
experienced down turns  due to the declining mortgage market. Developed and
implemented a successful business plan targeting professionals and small
businesses. 
- Exceeded investment revenue targets for the third and fourth quarters in 2007.
 
- Increased the cross sell ratio from 1.02 to 1.98 services per household.
- Improved the overall branch service and client satisfaction by reducing teller
waiting time by 50% and platform wait time by 40%.
- Improved the quality of client record keeping for compliance purposes which
resulted in higher audit scores (average 95%).  

Bank of America, West Palm and Boynton Beach, Florida
(2004–2007)           

Client Manager (2004) 

Passed the Series 6 and 63 licenses and served as a Client Manager in the
Premier Banking division. Responsible for managing the relationships of higher
net worth clients for ten banking centers in Palm Beach, Martin, and Okeechobee
counties. 
- Consistently met investment and deposit goals for the third and fourth
quarters of 2004.  

Banking Center Manager II  
(2005-2007)                                      

Managed the day to day operations and coaching of staff at the West Palm Beach,
FL community branch and Boynton Beach, FL branch where deposits grew to over 50
million and 70 million, respectively. The offices closed 5 million in consumer
and 3 million in commercial loans; and 6 million in consumer and 2.5 million in
commercial loans, respectively. 
- Improved client delight scores for both offices from an average score of 60%
to 84%.
- Enhanced the productivity of all staff and increased sales by 50% on average.

- Improved the audit scores and maintained an average score of 95%.



Jose M. de la Torre III
page 2


Fidelity Federal Bank & Trust, Boynton Beach, FL
(1998-2004)

Bank Manager I & Business Development Officer 
(1998-2004)               

Successfully completed the Bank Manager training program and was promoted to
Bank Manager of the Palm Springs office May 1999. Served as the first chairman of
the Fidelity Federal Hispanic Advisory Board June 2000, and later passed the
State of Florida Insurance license for Health, Life, and Annuities. After serving
as chairman for the Hispanic Advisory Board, continued as an advisor during the
marketing campaign targeting the Hispanic market from 2001-2003. Promoted to
manager of a high profit center in West Boynton December 2001 where deposits grew
over 100 million dollars from 64 million and closed over 10 million dollars in
consumer and 5 million in commercial loans, 2002-2004. 
- Exceeded quarterly banking center sales goals in the Southern Region, 1998. 
- Achieved leadership status among the banks’ highest tier offices while
managing at West Boynton Beach in October 2004. 
- Developed and implemented a successful business plan for West Boynton,
2002-2004.

Education/Licenses

Bachelor of Science, Business Administration, University of RI, Kingston, RI

Series 6 & 63 licenses
State of Florida Life. Health, and Annuity license
Notary Public, Florida

Areas of Expertise 

Leadership
Turnaround Consultant
Strategic Planning and Implementation 
Team Building
Regional Coordination 
Customer Service
Employee Coaching 
Networking
Community Leadership
Public Speaking
Communication Skills
Regulatory Compliance
Audits
Productivity and Efficiency Enhancement
Quality Control Management
Sales and Marketing
Business Development