Peggy Wells
2502 Waterford Lane
Woodstock, Ga 30188	Phone  678-526-4491
E-mail [Send email using form at bottom]

Objective	

Objective   To be a productive and profitable employee by utilizing acquired
skills and experience.

Education	Mortgage Lending Principals and Practices - Mortgage Bankers
Institute
Mortgage Loan Underwriting - Mortgage Bankers Institute
Temple Jr. College in Temple, Texas
Pikes Peak Community College in Colorado Springs, Co.
Fanshaw College in St. Thomas, Ontario, Canada
Evans Technology Atlanta, GA

Work experience	May, 2007                            Evans Technology
Student

Attended classes and received the Primavera P3 Certification for Project
Scheduling. 
May, 2003 – August, 2004	HomeBanc Mortgage Corporation              Atlanta, Ga
Loan Administration Manager
Manage daily pipeline reports to insure timeliness in the processing,
underwriting and closing of loans.  Supervise a staff of 12 to 15 production
coordinators, pocessor/closers and underwriters. 

August 1, 2004 to March, 2006
Final Documents Manager

Manage the final documents staff in the Post Production area.  Monitor receipt
of original final closing documents and the delivery to investors within the
required time frame.  Also oversee the Lien Release process which includes
preparing, recording and delivery to borrowers. 

Contract Underwriter	 1993 to May, 2003                        Mortgage
Personnel Services                   Houston, Texas

Provided Mortgage Services on a contract basis for various mortgage lenders
throughout the United States for Norwest Mortgage and Wells Fargo at the
Minneapolis and Denver locations. 
Experience includes, but is not limited to: Underwriting, Closing, Due
Diligence, Second Mortgage Review for Loan Sale, and Collateral Review for Loan
Sale.


Contract Underwriting Manager	 Republic Mortgage Insurance Corporation at
Flagstar Bank  through Mortgage Personnel Services for Flagstar Bank
Bloomfield Hills, Michigan 1994 to 1996

Supervised 4 to 8 contract underwriters locally. Reviewing data integrity with
Desktop Underwriter submissions and reporting to Senior Management trends and
accuracy.  Also, supported underwriters in out of state locations in a helpdesk
capacity.


Quality  Control Supervisor	1986 to 1992             Foster Mortgage Corporation
           Ft. Worth, Texas

Supervised the Quality Control staff in the performance of monthly audits of a
random selection of closed files in accordance with the FNMA, FHLMC and FHA
Quality Control requirements.  Provided Senior  Management with a monthly summary
of the audit findings.  Visited Branch offices in 7 states on an annual basis to
audit office operations.  Personally audited first payment default files, and
reviewed files that exhibit possible fraudulent activity.  


Sr. Quality Control Officer	1985 to 1986  Albuquerque Federal Savings   
Albuquerque, New Mexico

Performed monthly audits of a random selection of closed files in accordance
with FNMA, FHLMC and FHA Quality Control requirements.  Visited branch offices in
6 states on a quarterly basis to audit office operations.  Duties also included
underwriting mortgage loan packages, writing memorandums regarding additions or
changes in existing polices and procedures.