RESUME
   


N.L.SHOBANA					          1264 Redwood point 
                                                                                
 No 3 Eagan MN 55123                                           
E-mail: shobana_murali@lycos.com		
Phone no: 9082282523                                               		  	        
                      Rangarajapuram Main Road 
                                                                                
 

OBJECTIVE:      

To work in a challenging environment that will encourage continuous learning and
creativity providing exposure to new ideas and professional growth.

PERSONALITY TRAITS:	 

Sincere, Hard working, Competitive and Responsible.
Good team player and decision maker.

WORK EXPERIENCE:
 
WORKED AS A PERSONAL LOAN OFFICER AT CITI FINANCIAL CONSUMER FINANCE INDIA
LIMITED PONDICHERRY FROM THE YEAR MAY 2004 TO MAY 2005.

OBJECTIVES:
 
	To handle a Tele marketing channel.
	To generate the leads based on Cross Selling.
	To tap the Existing Customer Base by offering them loans with lesser
rate of interest.
	To ensure that the delinquency from this portfolio is under Control.
	To reduce the number of Non Starters in the Port Folio.
	To Ensure Cost cutting for e.g.: To make sure that the cost of file is
under Control.

WORKED AS A RETAIL DEPUTY CREDIT MANAGER AT KOTAK MAHINDRA BANK FROM JULY 2005
TO FEB 2007

OBJECTIVES:

	Credit Evaluation.
	Sanctioning Loan upto 1 Lakh.
	Tat Management.
	Maintaining the Portfolio.
	Keeping the Delinquency in Control.

WORKED AS A CREDIT ANALYST IN STANDARD CHARTERED BANK INDIA CHENNAI FROM APRIL
2007 TO DEC 2007

OBJECTIVES:
•	Customer Service and Clearing.
•	Customer Documentation.
•	Solving Documentation Queries.
•	Doing the Financial Analysis of the customer based on the financial statements
in Moodys Financial Analyst.




EDUCATIONAL QUALIFICATIONS
                                 
BBA (Bachelors in Business Administration), SIET College for Women - FIRST CLASS
(1999-2002)        

MBA (International Business), PSG INSTITUTE OF MANAGEMENT COIMBATORE- FIRST
CLASS (2002-2004)

 CORE SUBJECTS:
         
	BUSINESS COMMUNICATION
	BUSINESS ENVIROINMENT
	HUMAN RESOURCES &PRACTICES
	BUSINESS RESEARCH&METHODS
	INTERNATIONAL TRADE OPERATIONS&DOCUMENTATION
	INTERNATIONAL FINANCE
	TREASURY &FOREX RISK MANAGEMENT
	GLOBAL BANKING
	INTERNATIONAL PROMOTIONS

COMPUTER SKILLS:

Operating Systems                    : 		Win 9x, Win NT, MS-DOS
Packages                                   : 		MS-Office

SPECIALISATION:		International Marketing, International Finance, Trade
operations&Logistics

PROJECTS AND ACHIEVEMENTS:

INSTITUTIONAL TRAINING: Underwent Institutional Training at Ashok Leyland
Chennai during Second year of my college.
 
OBJECTIVE: To know about the functions of various departments ie., Finance,
Marketing, Human Resources, Administration, Production, Systems, Sales, and also
to know about Articles of Association and the Memorandum of the company.


SUMMER PROJECT 1: Underwent Summer project at Voltas India Limited Chennai at
the end of First year of MBA.

OBJECTIVE: To study the Market Analysis of Water dispensers at Chennai City.
Voltas Water Dispensers was a newly introduced product at that particular point
of time. A Thorough Analysis was made to know about its market by meeting various
dealers who cater to the needs of water dispensers and various retail outlets and
also various caterers were met to know if they are interested in dealing with the
product.                                                   

SUMMER PROJECT 2: Underwent Summer project during the last trimester of college.
Channel Management In banks.

OBJECTIVE: To know about the channel activities carried out by various banks of
Coimbatore. The various banks which are taken for this purpose were CITI BANK,
INDUS IND BANK, UTI BANK, ABN AMRO, and HDFC.

ACHIVEMENTS: WON A CONTEST CONDUCTED WITHIN THE ORGANISATION WHICH WAS CONDUCTED
DURING THE MONTH OF APRIL FOR ACHIEVING 75% OF THE TARGET BY 21ST OF APRIL AND
GOT A GIFT VOUCHER WORTH OF RS 2000 FOR THE SAME.





Personal Profile:

Fathers Name: N.S.Lakshmi Narasimman

Date of birth: 8th March 1982

Languages Known: Tamil, Hindi, French, and English.

Nationality: Indian

Marital status: Single

Gender: Female


Declaration

I here by declare that the details given above are true to the best of
knowledge.

DATE