2567 Owen Dr., Apt. C, Winston-Salem, NC 27106
(804) 514 -0078, 

WELLS FARGO / WACHOVIA DEALER SERVICES WINSTON SALEM, NC
Business Loan Underwriter IV - Specialized Asset Division, Assistant Vice
President June 2009 - April 2010
 * Applied credit skills, policies, and understanding of risk management to
maintain the asset quality of a $3 Billion portfolio within the bank. Maintained
strong client relationships and exited troubled assets to ensure the maintenance
of a top rated portfolio based on return on capital.

PIKE ELECTRIC MOUNT AIRY, NC
Financial Analyst - Summer Intern June 2008 - August 2008
 * Created Excel-based financial models and budget information. Senior
management utilized information to predict future company performance with the
acquisition of Shaw EDS Inc.

SUNTRUST BANK RICHMOND, VA
Portfolio Specialist II, Metro Business Commercial Banking Group, Officer
October 2005 - June 2007
 * Completed in-depth underwriting to provide new lending up to $10 million to
be approved by senior credit officers. Provided research, financial analysis, due
diligence, and pro-forma statements. Determined the appropriate risk rating
associated with the credit exposures.
 * Prepared strategic and annual reviews to support relationship managers and a
portfolio of over $1 billion in assets. Clients received quality financial
services.
 * Discussed commercial strategy and negotiated with senior management of middle
market companies. Ensured retention and grew profitable client base.
 * Focused on profitability, retention, sales goals, and client related
activities. Contributed to #1 ranking among the SunTrust twenty regional
commercial banking groups.
 RICHMOND, VA / SAVANNAH, GA
Commercial Credit Analyst II, Credit Support Unit January 2005 - October 2005
 Regional Credit Analyst I October 2003 - January 2005
 * Developed financial information to provide an analysis of clients' current
credit standings. Narrative included transaction evaluations, industry trends,
management team, risk management, and cash flow and debt capacity analyses.
Maintained bank's portfolio of financially sound clients.
 * Selected by senior management to train and mentor entry-level analysts.
Trainees developed the necessary skills to be effective team members.
 * Delivered quality analyses and multiple financial reports. Ranked 3rd among
approximately thirteen regional credit analysts.
 RICHMOND, VA
 Financial Services Representative -Retail Sales & Support-North Henrico Office
Nov. 2001- October 2003
 * Worked independently and with colleagues to provide services in an
appropriate and timely manner. Built a well-respected client base to increase
profitability within the bank.
 * Demonstrated strong interpersonal skills and cross-selling techniques.
Achieved 100% of sales goals for selling over $1.5 million of financial
products.

EDUCATION

WAKE FOREST UNIVERSITY WINSTON-SALEM, NC
BABCOCK GRADUATE SCHOOL OF MANAGEMENT
Master of Business Administration Degree Candidate, May 2009
Dupree Scholarship, Charles H. Babcock Scholarship (Merit Based Scholarships);
GMAT: 690 (91st Percentile)
Concentration: Finance, VP Finance Club, VP Net Impact, Teaching Assistant
(Accountancy)

THE COLLEGE OF WILLIAM & MARY WILLIAMSBURG, VA
Double Major: Bachelor of Business Administration, Concentration: Accounting,
May 2001
Bachelor of Arts, Economics, May 2001

Extra Curricular Activities:
 * Co-Chair Community Service Projects for the Rotary Club of South Richmond,
Volunteer projects/volunteer council with SunTrust Bank - organizer of Rebuilding
Together Richmond and Liberty Legends of Golf Tournament (to benefit United Way's
Senior Citizens Council).
 * Enjoy recreational reading as well as the outdoors. Favorite authors include
Malcolm Gladwell and John Irving.