OBJECTIVE: To obtain a position in a well established financial services 
 company that provides opportunities for learning and 
 professional growth.

EDUCATION: B.A. Finance, March 2006
 University of Washington, Seattle, WA

EXPERIENCE:

8/30/06-11/14/08 Capital One Equipment Finance & Leasing Redmond, WA
Credit Analyst II

 Reviewed commercial loan requests for construction and trucking companies 
and approved/declined within assigned lending authority according to established

company policies and program guidelines.

 Obtained credit/bank references and various credit reports on personal and
corporate guarantors as well as vendors (Paynet, D&B, Experian).

 Analyzed and spread financial statements and tax returns to determine financial
condition of the borrower and to assign the appropriate risk rating based on
financial ratios. 

 Reviewed personal financial statements and tax returns with a focus on liquid
assets, cash holdings, and outside net worth.

 Wrote up loan requests which consisted of business background, collateral
evaluation, thorough financial analysis, and strengths/weaknesses. 

 Monitored internal databases and financial files for necessary updating and
additional information.

 Researched various sources to assess the value of a collateral and also
examined different industries to determine risk associated with nonstandard
equipment.

 Performed various projects for Credit and Documentation Department including
Power Point and graph presentations.

 Conducted quarterly and annual reviews/analysis on the division  's portfolio
and on loans with covenants. 

07/05-09/05 Merrill Lynch Bellevue, WA
Financial Advisor Intern

 Reviewed production reports and checked for accuracy. Noted exceptions and
errors for prepared reports and researched discrepancies.

 Assisted in the technical analysis on certain stocks by tracking and charting
daily price movements of stocks.

 Estimated data and prepared reports that provided information on individual
client profitability to the firm.

 Researched the select North West publicly traded companies to assist advisors 
in servicing clients.

 Assisted investment advisors in developing new business and retaining the
existing business.

06/00-12/01 Student Activity Center (SCCC) Seattle, WA
Office Assistant/Front Desk Assistant

 Created new employee files.
 Maintained computerized timesheets.
 Updated status of club members using Excel.
 Prepared monthly reports.
 Handled and filed payment forms.
 Handled conflicts around billing and credit issues.
 Trained new employees.

COMPUTER SKILLS: Windows XP, Vista, Macintosh, Microsoft Word, Excel, Moody  's

 Risk Analyst, Power Point

FOREIGN LANGUAGES: Fluent in Slovak, German, Czech, and English