CAROLINE A. PAVLIK
         
PROFILE	 Auditor with 18 years of experience in the financial 
         services industry, offering proven interpersonal, 
         financial, business and management skills demonstrated in a 
         professional environment.

PROFESSIONAL
EXPERIENCE		
		
1/06 – 2/08 SENIOR VICE PRESIDENT & Auditor –Ridgewood Savings Bank 
            Ridgewood,  N.Y. 11385

            Responsibilities included: direct supervision of the 
            Internal Audit Department;  participated on the 
            following Committees within the bank: Asset/Liability, 
            Long Range Strategic Planning, Wage and Salary, 
            Corporate Giving, and Community Reinvestment Act; 
            attended monthly Board of Trustee meetings;  conducted  
            quarterly meetings with the Audit & Examining Committee 
            of the Board of Trustees;  responded to 
            confidential “Whistle Blower” activity;  and managed a 
            successful Audit Department Self-Assessment with an 
            Independent Validation from the Institute of Internal 
            Auditors.
		
1/01– 1/06  VICE PRESIDENT & AUDITOR–Ridgewood Savings Bank
            Responsibilities included: preparation of annual audit 
            plan, the department’s monetary budget and a risk 
            analysis of the audit universe;  conducted  quarterly 
            meetings with the Audit & Examining Committee of the 
            Board of Trustees; annually updated and presented the 
            Audit Manual and Department’s Charter to the Audit & 
            Examining Committee for approval;  monitored  the 
            completion of the  financial, operational, regulatory 
            compliance and information technology audits assigned to 
            staff; communicated audit results and recommendations, 
            both verbally and in writing, to Senior Management and 
            the Audit & Examining Committee; and annually reviewed  
            the bank’s business resumption plan.  

1/95– 12/00 ASSISTANT VICE PRESIDENT –Ridgewood Savings Bank
            Responsibilities included: supervision of Audit 
            Manager and audit staff on projects and plans;  final 
            review of workpapers and reports for audits;  
            communicated audit results and recommendations, both 
            verbally and in writing, to various levels of 
            management; assisted Department Management in the 
            preparation of the annual audit plan, the budget and the 
            risk analysis;  attended and participated in the 
            quarterly meetings with the Audit & Examining Committee 
            of the Board of Trustees; and provided consultation 
            support on special projects, procedural changes and new 
            system implementations.
		
12/90 - 12/95 AUDIT DEPARTMENT- Ridgewood Savings Bank
		     
   	       07/93 - 12/95 - Audit Manager  
               01/92 - 06/93 - Senior Staff Auditor
               12/90 - 12/91 - Management Trainee
		

EDUCATION    M.B.A. Management – May 1995
             Hofstra University, Hempstead, N.Y.

             B.S. Finance – May 1990 
             College at Oneonta, Oneonta N.Y.

             Certified Internal Auditor (CIA)

PROFESSIONAL  2004-2005 President of Institute of Internal Auditors ASSOCIATIONS
 Long Island Chapter
  
              1995-Current, Board of Governor-Long Island Chapter 

	      1995-2004,  Member of the Long Island Audit Group

COMPUTER      Proficient in Microsoft Word, Microsoft Excel and KNOWLEDGE    
Microsoft PowerPoint
		
REFERENCES    Furnished upon request.