JENNY ODOM
1658 NW Mt Washington Drive
Bend, OR 97701
541.390.9911

 

Qualifications

 *  Commercial Loan Officer with over 8 years experience in the banking
industry.
 *  Monitor and maintain Commercial Loan Portfolio of $16,212,360 and 59 loans.
 *  Experience in Buker Analysis and banking software systems such as Navigator
and Jack Henry, as well as Microsoft Office, both Macintosh and PC platforms.
 *  Exceptional customer service skills and strong organizational skills with
setting priorities and meeting deadlines.
 *  Values being a team player.

Professional Experience

 *  Responsible for all phases of underwriting loans, including credit analysis
of tax returns and financial statements, evaluating repayment source, deriving
cash flow, and preparing proper debt structure.
 *  Strong written and presentation communication skills.
 *  Diligent management of past due accounts and ability to negotiate loan
structure and terms in a manner that is mutually beneficial to the borrower and
the organization.
 *  Attention to detail and accuracy while presenting to Loan Committee or in
Loan Memorandums.
 *  Successful in dealing with borrowers in Troubled Debt Restructure, and works
closely with the Special Assets Group, maintaining a sense of ownership and
responsibility throughout. 
 *  Voluntarily oversees recycling program for branch, initiating new ideas and
concepts in team meetings.
 *  As a Loan Processor, gained skills necessary to originate and close loans,
providing essential background knowledge to be a successful Commercial Lender.

Employment History

 *  Commercial Loan Officer, November, 2004 - Present
 *  Loan Processor, October, 2000  *  November, 2004

Education

 *  Buker Tax Analysis Class
-June, 2009
 *  Commercial Lending Institute: Oregon Bankers Association
-Certificate obtained September, 2008
 *  Central Oregon Community College
-   Fundamentals of Accounting    and    Mastery of Business Fundamentals   
January  *  June, 2004
 *  University of Tennessee, Knoxville, TN
-BS Wildlife and Fisheries Science, Minor in Forestry
-May, 1997, 3.55 GPA, Cum Laude