HARISH PUTHUCODE RAMAN
68 Norine Dr, Cheektowaga, Buffalo, NY - 14225
Mobile : 1-716-565-1745	 E-Mail: [Send email using form at bottom]        

KEY COMPETENCIES GAINED THROUGH PROFESSIONAL EXPERIENCE AND EDUCATION

•	Business Analysis and  Requirements Gathering	•	Accounting and Finance for
Managerial Decision Making
•	Sales, Market, and Trend Analysis	•	Inventory control and waste reduction in
Manufacturing 
•	Banking and Insurance operations	

PROFESSIONAL EXPERIENCE

Assistant Manager – Business Support – Royal Sundaram Alliance Insurance Co Ltd 
                   09/2006 – 06/2009         

	Worked through the Change management initiative to shift from Product
line of business to Channel line of business
	Commentary on performance to Board meetings
	Preparation of Budget with financials up to Contribution to expenses
	Preparation Monthly performance reports and review with the Business
Managers
	Analysis of commission payouts and loss ratios of intermediaries to
help in informed decision making by the Business Head
	Customization of MIS for the Region / Channel
	Designed process roll out and control of Master data maintenance
controls on Dealers / Direct Selling Agent payouts as per process
	Managed KPI reports for the channel customized to help in decision
making
	Analysis of dealer performance by the loss ratio and other parameters


Branch Manager – Retail Banking – ICICI Bank Limited				                    
11/2003 – 08/2006         

	As a Branch Manager, handled a team of 12 members reporting structure
	Control over accounts opened by branch and monitoring of Turn Around
Time (TAT)
	Ensured that the Branch adheres to strict compliances and Audit
standard, which means the control on the transactions and process.
	Review of Branch operations and staff performance at periodic
intervals
	Played a key role in development of subordinates related to ERV
(Enhancing Relationship Value) developing the Cross Sell & Service culture with
the focus on achieving pre-set target.
	Focus on balanced liability base growth and retail penetration
	Responsible for uniformity of Process & Service Delivery and Managing
Operational Risk.
	Instrumental in streamlining Cash Management Service operations (CMS)
and clearing function
	Managing the operations of ATM and optimize the fund flow to match
national average
	Implementation of CRM process
	Managing the safe deposit locker operations at Branch level
 
 

Finance Executive – Pepsico India Holdings Private Limited                      
                                         06/2000 – 10/2003 
                                           
	Worked in Stores, effectively controlled the inventory 
	Collaborated with Purchase department for optimum stock holdings and
reduction in Handling, labour cost
	Took over the Warehouse finance activity to transform the direct sales
into Distribution model sales
	Accounting for Sales Revenue 
	Maintenance of AR / AP of the Unit
	Preparation of Monthly Management Report (MMR), Bank reconciliation
statement (BRS), Annual Forecast & Budgeting and Sales Tax Schedule. 
	Aging analysis of Accounts receivables by intermediaries.
	Accounting of Employee travel reimbursement and other staff costs
	Managing of the distributor claims
	Expenses analysis and monitoring 
	Prepared the schedules to the Balance Sheet and reviewing of Trial
Balance
	Accounting of Tax Deducted at Source (TDS), related returns and
controls
	Effectively collaborated with Sales to arrive at Pricing for event
based sales and for Key relationship tie-ups 
	Managing the Pricing strategy for market driven schemes of Beverages
	Managed the Glass accounts (Asset), maintain and reconcile with other
business units and distributors
	Allocation of expenses to cost centre 
	Analysis of sales and distribution (S&D) expenses.
	Instrumental in achieving the KPIs of the satellite warehouse to reduce
labour cost and handling cost of loading/unloading of Beverages for the smooth
flow of operations.
	Actively handled operations of fleet section thereby reduced cost per
case of delivering the products to the market and enhanced operations.
	Successfully implemented the centralized Sales & Distribution computer
package of Pepsico during Aug’02-Sep’02 thereby enhanced functionality of the
organization

Assistant – Administration Department – Asian Paints India Limited              
                                  02/1995 – 05/2000 

	Handled a team of 20 members
	Involved in negotiations of workmen productivity and implementation of
settlement
	Actively contributed towards improving the system of Raw material
batching
	Involved and successfully carried out Trimester, Half-yearly & annual
Stock taking and materials variance analysis
	An active team member in the cost reduction and wastage control team in
Raw material and packaging material stores
	Actively involved in preparation of the procedural manual and master
files for the ISO 9001 implementation in 1997.
	Instrumental in preparing the detailed operating manual for the
department single handedly in Oct’99 with the focus on enhancing operations.
	Streamlined the systems & procedures during the commissioning of the
Asian PPG Industries at Plant level, a Joint venture of Asian paints in improving
their market presence in Automotive paints segment

EDUCATION and PROFESSIONAL DEVELOPMENT

•	Master of Commerce from Bharathidhasan University, Trichy, India – Apr’95
•	Bachelor of Commerce from Bharathidhasan University, Trichy, India – Apr’93
•	ICWAI (Inter) from The Institute of Cost & Works Accountants of India –
Dec’94
•	Proficient in MS Office products such as Excel, Word, Powerpoint, Access
•	Working knowledge of SAP FICO / MMPO modules
•	Trained in SAP FICO 4.3 from SIEMENS India – Apr’09